By Oklahoma Insurance Commissioner Glen Mulready
The Health Insurance Marketplace in Oklahoma is set to open for the 2025 coverage year on Nov. 1, 2024. Individuals and families can enroll in, re-enroll in or make changes to their individual health insurance plans starting at that time.
Key Dates to Remember:
Nov. 1, 2024: Open Enrollment Commences
• Starting Nov. 1, you can explore the various health insurance options available through the Marketplace in Oklahoma. This is your chance to find a plan that best suits your needs and budget.
Dec. 15, 2024: Deadline for Coverage Starting on Jan. 1, 2025
• To ensure your health coverage begins on Jan. 1, 2025, enroll or make any plan changes by Dec. 15, 2024, to avoid a coverage gap.
Seven insurers will offer individual health plans for 2025 – Blue Cross Blue Shield of Oklahoma (BCBSOK), Medica Insurance Company, Oscar Health, UnitedHealthcare (UHC), CommunityCare Oklahoma (CCOK), Ambetter of Oklahoma (Celtic Ins. Co.) and Taro Health. BCBSOK will offer a statewide plan, while the other insurers’ plans will be available in selected counties. These insurers will provide a range of health plans tailored to Oklahoma residents’ diverse needs. You will also find Dental Plans offered in the state on https://www.healthcare.gov.
“Now is the time to review you and your family’s needs to secure the best coverage that meets those needs,” Oklahoma Insurance Commissioner Glen Mulready said. “Visit healthcare.gov as soon as you can to find the plan that fits best.”
Mulready added that healthcare costs are continuing to rise as demand increases and says it’s more important now than ever that people are properly insured. Last year, over 269,600 Oklahomans who renewed or purchased plans during open enrollment averaged $71 monthly premium cost after federal subsidies.
Plan options, monthly premiums and total annual out-of-pocket costs for 2025 will be available later this month when the Centers for Medicare and Medicaid Services release this information at
https://www.healthcare.gov/see-plans/#.
